In Togo, the National Fund for Inclusive Finance (FNFI), which focuses on providing financial support to marginalized groups, has achieved a significant milestone by disbursing 113 billion FCFA in loans since its inception in 2014.
As of the end of January 2025, the FNFI reported a total of 113.55 billion FCFA allocated to 1.9 million beneficiaries, as per the latest public disclosures. These funds have been distributed through various tailored mechanisms that address the specific needs of the communities served.
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Among the most sought-after products are Apsef, designed for micro-entrepreneurs, Agrisef, which aids the agricultural sector, and Ajsef, aimed at young project leaders. The FNFI also boasts an impressive repayment rate of 93.64%, highlighting the effectiveness of its financial system.
Additionally, the establishment of 255 service points throughout the country enhances access to credit, especially in rural regions, thereby promoting financial inclusion in Togo.
