The Nigeria Police Force has directed all serving officers to transfer their Retirement Savings Accounts (RSAs) to NPF Pensions Limited on or before August 31, 2025. This follows a formal request by Kolade Moradeyo, Managing Director and CEO of NPF Pensions Limited, who appealed to the police leadership to fully consolidate officers’ pension funds under a single, dedicated administrator.
The directive, issued by the Inspector-General of Police (IGP), Kayode Egbetokun, aims to streamline the management of police pensions. According to the Force Headquarters, this move will eliminate the fragmentation that has long plagued the system. Currently, many officers hold RSAs with various Pension Fund Administrators (PFAs), which creates delays and inconsistencies at the point of retirement.
With this new instruction, all accounts will be consolidated under NPF Pensions Limited, a fund manager created specifically to handle the unique needs of police personnel. The agency is expected to manage the retirement savings of officers with greater efficiency and focus than commercial PFAs.
The IGP emphasized that every serving officer must comply with the directive. No exemption will be granted, regardless of rank, command, or current pension manager. He said this decision was reached after careful consultation with stakeholders, and it represents a decisive step toward improving officers’ financial security.
Officers are now expected to begin the transfer process immediately. Police formations across the country have been asked to set up internal units that will guide their personnel. These units will provide forms, explain the transition process, and assist officers with documentation. In addition, digital platforms will be available to simplify and track progress.
Moradeyo, in his appeal, highlighted the advantages of a centralized system. He said NPF Pensions Limited is better equipped to serve the police community because it understands the structure, challenges, and long-term needs of the Force. He added that the consolidation would ensure quicker access to retirement benefits, fewer administrative bottlenecks, and stronger oversight.
The move has received mixed reactions from officers. Some have welcomed the directive, describing it as timely and necessary. According to them, the current system lacks transparency and causes stress during retirement. Others, however, are concerned about being compelled to switch PFAs. They argue that pension savings should remain a personal decision.
Despite the concerns, police authorities insist that the change aligns with the broader reforms initiated under the current IGP. These reforms are focused on improving personnel welfare, professionalizing operations, and restoring trust in the system. By centralizing pension management, the police leadership believes it can create a more predictable and dependable future for its officers.
The IGP has directed the Department of Finance and Administration to monitor compliance across commands. Monthly reports will be submitted to the Force Headquarters to ensure the deadline is met without delays or disruptions.
As the countdown to August 31, 2025, begins, the Nigeria Police Force is urging every officer to act swiftly. According to the leadership, this is not just a financial shift, but a structural reform designed to protect those who have committed their lives to national service.
